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North Carolina Prior Authorization Requirements

A guide to prior authorization rules, turnaround times, and laws for medical practices operating in North Carolina (NC).

PA Turnaround Times

Standard Requests

14 calendar days

Urgent / Expedited

72 hours

Gold Card Law

North Carolina enacted gold card legislation exempting providers with high PA approval rates from PA requirements for certain services.

PA Reform Legislation

North Carolina has enacted PA reform including gold card provisions.

Key Regulations

  • Gold card exemption for high-performing providers
  • Standard PA turnaround of 14 calendar days
  • Urgent requests within 72 hours

North Carolina Medicaid PA

NC Medicaid Managed Care (NC Medicaid) transitioned to managed care. PA is administered by MCOs.

Recent Changes (2025-2026)

  • Gold card legislation implementation
  • Medicaid managed care transition affecting PA workflows

Top Payers in North Carolina

Blue Cross Blue Shield of North CarolinaUnitedHealthcareAetnaCigna

State Regulatory Body: North Carolina Department of Insurance

File PA complaints or appeals through your state insurance department.

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