Very CommonPatient Responsibility (PR)Patient Responsibility

PR-2: Coinsurance amount

The patient is responsible for the coinsurance amount on this claim. After the deductible is met, the patient owes their coinsurance percentage (commonly 10-40%) of the allowed amount.

Common Causes

  • Standard coinsurance applies after deductible is met
  • Out-of-network coinsurance rate applied (typically higher than in-network)
  • Service falls under a benefit tier with different coinsurance

How to Resolve PR-2

  1. 1This is not a denial -- the claim was processed correctly. Bill the patient.
  2. 2Verify the coinsurance percentage matches the patient's plan
  3. 3Send a patient statement for the coinsurance amount
  4. 4If the coinsurance rate seems incorrect, verify the patient's network status and plan type

How to Prevent PR-2 Denials

  • Know the patient's coinsurance rate before the visit
  • Provide cost estimates to patients that include coinsurance
  • Verify whether the patient has met their out-of-pocket maximum

Related Denial Codes

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